If you are traveling overseas, or even domestically, taking out travel insurance is highly recommended. Travel insurance can give you extra protection if your holiday doesn’t go as planned. So, you should make sure you have cover if you’re planning a trip away.
If you don’t have travel insurance you will have to pay out of your own pocket to deal with a problem while you’re away. Or you may lose money for the pre-bookings you have made if you have to cancel a trip and can’t get your money back. And this could make your pocket burn.
Here Wehbe is explaining some key reasons why travel insurance is a must-have for overseas travellers.
What does a travel insurance policy cover?
Traveling without insurance could leave you paying a hefty price if something were to go wrong. Depending on the policy, travel insurance pays out in a wide range of circumstances.
Most policies include cover for:
- Loss of passport/Luggage or other personal belongings
- Medical Emergencies
- Disruptions to travel or accommodation, such as delays and cancellations
- Emergency evacuation;
and much more depending on the policy documents.
- Loss of Passport/ Luggage/ Belongings
There can be nothing more upsetting than losing your passport in a foreign country. Reimbursement of the fees required to get a replacement passport is also included in travel insurance cover for lost passports.
If you lose your luggage which carries all the belongings that you intended to use on your trip, getting them back can be financially challenging. Travel insurance can also pay you a
- Medical Emergencies
You may be healthy, but you never know when you experience a medical emergency, including injuries, for which immediate medical attention may be required. Therefore, medical cover is an essential part of your plans, and that’s too provided as part of the travel cover. Travel insurance plans cover emergency medical and medical assistance as well as ambulance costs.
Taking travel medical insurance from Wehbe with coverage for pandemic treatment costs, can surely give you peace of mind and help you enjoy your journey.
- Flight Cancellation or Delay
Last-minute illness, personal emergency, or a death in the family could result in cancelling your travel plans. This is certain to cause some financial loss as many bookings are non-refundable. A travel plan that has cancellation coverage will come to your aid at such times through reimbursements of such costs.
Other than this, expenses incurred as a result of delays, interruptions, or a missed flight can also be reimbursed.
- Emergency Evacuation
Medical evacuation insurance can pay for the cost of emergency transportation to the nearest adequate treatment centre if you become seriously ill or injured while traveling and require immediate care. Generally, these plans provide emergency medical evacuation to the nearest appropriate care facility if the assistance company and the physician feel you’d be better suited at a different facility.
By taking out travel insurance you are essentially covering yourself against travel risks such as lost or stolen luggage, cancellation cover, and most importantly, unexpected medical costs abroad.
The cheapest policy may not offer the best value for money, so it’s important to check what the policy includes as well as how much it costs.
Wehbe’s expert insurance advisors will explain to you what different policies offer and how much they for each risk.
If you’re planning a trip, now is the time to start thinking seriously about buying travel insurance. Get your vacation covered by Wehbe Insured.
“Do I really need travel Insurance..??”
Still battling with the question, reach Wehbe’s Insurance experts to know more about travel insurance policies.
